Dividend investing, in plain English.
Ten short lessons, about 3 to 5 minutes each. Free to read, no account needed. Tap any lesson to start.
- Lesson 14 min read
What is a dividend, actually?
A plain-English explanation of dividends: the cash companies pay shareholders out of their profits, and why a company would choose to share them.
- Lesson 25 min read
The cost of waiting to invest
Why starting sooner matters more than starting with more, and how a few years of delay quietly changes a decades-long outcome.
- Lesson 35 min read
Yield vs. yield on cost
Two yields that sound the same but tell different stories: today's market yield and the yield your original investment is actually earning.
- Lesson 46 min read
High yield vs. dividend growth
Two different ways dividends reward you: a big payout now, or a smaller payout that grows. Each has a trade-off worth understanding.
- Lesson 55 min read
What reinvesting dividends (DRIP) actually does
How dividend reinvestment turns cash into more shares, and why that simple loop is the engine behind decades of compounding.
- Lesson 65 min read
Taxes on dividends: the quiet drag
How dividends are taxed, why tax-advantaged accounts matter, and the small annual drag that compounds over decades.
- Lesson 75 min read
Yield traps: when a high yield is a warning sign
Why an unusually high yield often signals trouble, how to spot a yield trap, and what to check before a big payout tempts you.
- Lesson 85 min read
What happens when a dividend gets cut
Why companies cut dividends, what it does to your income and your shares, and how stress-testing cuts ahead of time softens the surprise.
- Lesson 95 min read
Building a monthly dividend paycheck
How to stagger dividend payments so cash arrives every month, and why a smooth monthly income stream matters for living off dividends.
- Lesson 106 min read
Living off dividends: two ways to retire
Two approaches to spending dividends in retirement: living on the income alone, or drawing down the portfolio, and the trade-offs of each.